Money & Abundance affirmations for knowing your worth

For the moments you catch yourself discounting your own time or effort. These lines put a plain claim, or at least a decision, on worth you would otherwise wave off.

There are 73 of them here, 4 with a video you can play and 5 with audio you can listen to with your eyes closed. Under each one is a short note on why it is worded the way it is, because the wording is usually what decides whether a line lands or slides straight past you.

← All money & abundance affirmations

Watch the day 13 money & abundance affirmation on YouTube

Day 13

“I am worthy of financial stability and ease.”

Worth, not effort, is the subject of this line, which sets it apart from most of the others in this set. Plenty of affirmations here are about what you do. This one is about what you are owed regardless of output. Naming "stability and ease" as two separate things matters too, since a person can have one without the other, and both deserve claiming on their own terms.

Watch the day 17 money & abundance affirmation on YouTube

Day 17

“I am proud of the progress I'm making with my finances.”

Pride is attached to progress here, not to a finished number. "Am making" keeps the sentence in motion, which matters because pride tied only to results leaves nothing to feel on the months where the results have not landed yet. This version gives you something to be proud of even while the underlying financial picture is still some way from where you would like it to be.

Watch the day 22 money & abundance affirmation on YouTube

Day 22

“I trust the value of the work I put into the world.”

This line is careful to say "trust" rather than "know," because the value in your work is not always visible in the moment you are doing it. Trusting it means holding steady even when the return has not arrived yet or is not easy to measure. "The work I put into the world" widens the frame past a single paycheque, toward everything your effort actually touches.

Watch the day 26 money & abundance affirmation on YouTube

Day 26

“I recognize my own value, and I price my time accordingly.”

The second half is where this line earns its place, because plenty of affirmations stop at self-worth and leave it there. This one goes further, to "price my time accordingly," turning a feeling into a practical decision about rates, hours, or what you agree to do for free. Worth that never reaches a number stays an abstraction, and this line insists on giving it one.

Day 33

“I give myself credit for every bill I've ever paid.”

There is a small pun sitting inside this line, since "credit" means both financial credit and personal acknowledgement, and the sentence quietly plays both meanings at once. "Every bill I've ever paid" looks backward across a long stretch of ordinary responsibility rather than forward at some goal, which makes this one of the few lines here built entirely from things you have already done.

Day 231

“My time carries real value, and I price it that way.”

Time is the one resource you cannot restock, yet it is the first thing many people give away cheaply. This line insists on treating it as valuable and letting the price reflect that. Pricing your time honestly is less about greed than about respect; when you undercharge for hours you cannot replace, you quietly teach others, and yourself, that those hours were worth little.

Day 232

“I state my rate plainly and let it stand.”

A rate delivered with apology invites negotiation before anyone has even asked. This line practises the opposite: say the number clearly and stop talking. Letting it stand, without a rush to justify or discount, communicates that the figure is considered rather than hopeful. The plainness is the point, because a price stated with quiet confidence is far more likely to be met than one offered as a nervous question.

Day 233

“I give myself credit for how far I have come.”

Progress is easy to erase in memory because the new normal quickly feels ordinary. This line pauses to count the distance travelled, the skills gained, the bills handled, the ground made up. Giving yourself that credit is not vanity; it is accurate bookkeeping, and it steadies your sense of worth by reminding you that the competence you take for granted was genuinely earned over time.

Day 234

“The work I do adds value others are glad to pay for.”

Worth becomes believable when you connect it to a real exchange. This line points at the people who are glad to pay, grounding your value in their willingness rather than in self-talk alone. Remembering that your work solves something for someone makes charging for it feel like a fair trade rather than an imposition, which is exactly what a fair price is.

Day 235

“I value my time enough to charge for it fairly.”

Fair is the balancing word here, holding off both the instinct to undercharge and any worry about asking too much. This line ties the fair charge directly to valuing your own time, so pricing becomes an expression of self-respect. When you genuinely value the hours you give, a fair fee stops feeling awkward and starts feeling like simple honesty about what those hours are worth.

Day 236

“I own the skills it took me years to build.”

Hard-won skills often feel unremarkable to the person who has them, precisely because they came slowly. This line reclaims them, insisting you own what took years to develop. Naming that ownership counters the quiet habit of dismissing your own expertise as nothing special, and it reminds you that ease at something difficult is evidence of value, not a reason to discount it.

Day 237

“I deserve stability as much as anyone.”

Worth wobbles when you secretly believe security is for other people. This line closes that gap, placing you on equal footing with everyone else who wants a stable life. Claiming that you deserve stability as much as anyone is not entitlement; it is a refusal to rank yourself below others, and that refusal is often the first step toward actually building the security you had been quietly excluding yourself from.

Day 238

“I stand behind the price I name.”

A price is only as strong as your willingness to hold it, and this line practises that steadiness. Standing behind the figure means declining to crumble at the first pushback or fill an awkward silence with a discount. The strength here is quiet, not aggressive, and it tends to earn respect, because people generally trust a price its owner clearly believes in more than one they can talk down.

Day 239

“My experience is worth what I ask for it.”

Experience compounds invisibly, so its owner often underrates it while clients rely on it heavily. This line asserts the match between what you ask and what your experience is genuinely worth. Trusting that alignment steadies you when quoting a fee, because you are not inflating anything; you are simply pricing the years of judgement that make your work faster, cleaner and more reliable than a beginner's.

Day 240

“I receive payment gracefully and say thank you.”

Some people flinch at being paid, hurrying past it or over-explaining, as if money for their work were slightly embarrassing. This line practises a cleaner response: receive it, and say thank you. Accepting payment gracefully signals that the exchange was fair and expected, which it was, and it quietly reinforces your own sense that your work warranted the money it earned.

Day 241

“I count my quiet contributions as real value.”

Much valuable work is invisible, the problem prevented, the calm kept, the detail caught before it broke. This line insists on counting those quiet contributions rather than only the loud, obvious ones. Recognising the value in what goes unnoticed corrects a common distortion, where you rate yourself only by visible output and overlook the substantial, understated ways your presence actually makes things work.

Day 242

“My worth holds steady whatever a month earns.”

Tying self-worth to a single month's income makes it lurch with every invoice. This line unhooks the two, letting your value stay constant while earnings rise and fall. Steadying worth against the noise of monthly numbers protects you from the whiplash of good and bad stretches, and it keeps a lean month from being misread as a verdict on the kind of person you are.

Day 243

“I ask for what my work is worth, calmly.”

The asking is where worth meets the world, and nerves often shrink the number on the way out. This line pairs the ask with calm, so the figure arrives intact. Asking calmly, rather than apologetically or aggressively, tends to land best, because composure signals that the price is reasonable and considered, and a reasonable price stated steadily is the easiest kind for someone to agree to.

Day 244

“My results speak for my value.”

You rarely have to argue your worth if your work has a track record to point at. This line leans on results, the outcomes delivered, the problems solved, as the evidence that carries the claim. Letting results speak spares you the exhausting job of talking yourself up, and it grounds your value in something external and verifiable, which is far more persuasive than assertion alone.

Day 245

“I price my work for the outcome it creates.”

Pricing by hours can undersell work that produces an outsized result quickly. This line shifts the frame to outcome, valuing what the work achieves rather than only how long it took. Thinking in terms of the outcome you create often reveals that your value is larger than a time sheet suggests, because clients pay for the problem solved, not the minutes spent solving it.

Day 246

“My name on the work means it was done well.”

Reputation is a form of value, and this line treats your name as a quiet guarantee of quality. When your name on something reliably means it was done well, that consistency becomes worth paying for. Owning that standard reinforces your sense of value, because it locates your worth in a pattern of good work rather than in any single job or fickle moment of doubt.

Day 247

“I value the years that taught me this craft.”

The years of practice behind a skill are easy to forget once the skill feels natural. This line honours them, valuing the long apprenticeship that turned effort into ease. Remembering the years keeps you from underselling the finished ability, because what looks effortless to a client is the visible tip of a great deal of invisible, genuinely valuable work you already did.

Day 248

“I hold my rate steady when someone pushes.”

A push against your price is a test as much as a negotiation, and this line prepares you to pass it. Holding steady, without hostility, communicates that the figure was set on purpose. The composure matters more than the outcome of any single haggle, because a rate you defend calmly keeps its value, while one that drops at the first pressure teaches everyone it was never firm.

Day 249

“I claim the credit that is honestly mine.”

Deflecting praise can look like modesty but often erodes your own sense of worth. This line practises claiming the credit that genuinely belongs to you, accurately and without inflation. Owning your real contribution, no more and no less, keeps your self-assessment honest, and an honest, complete account of what you actually did is the foundation that a stable sense of value is built on.

Day 250

“My effort deserves an honest reward.”

Effort quietly given can slip into being expected and unpaid. This line insists that genuine effort has earned an honest reward, whether in money, recognition or rest. Naming that entitlement is not grasping; it is fair accounting, and it guards against the slow drift where you keep giving more while receiving the same, which corrodes both your worth and your willingness to keep showing up.

Day 251

“I trust that I bring something worth having.”

Underneath many pricing struggles sits a quiet doubt about whether you offer anything real. This line answers it directly, trusting that you bring something genuinely worth having. Settling that inner question steadies everything downstream, the quote, the ask, the willingness to take up space, because it is hard to charge fairly for value you secretly doubt, and easy once you believe it is there.

Day 252

“A fair price reflects fair work.”

Fairness runs both ways, and this line ties the two ends together: fair work earns a fair price. Framing pricing as a matching of fair to fair removes the guilt some feel in charging and the resentment others feel in undercharging. When the price honestly reflects the work, the transaction sits comfortably, and comfort on both sides is usually the sign that a value was correctly named.

Day 253

“I know the difference my work makes.”

Value is clearest when you can name the specific difference your work makes for someone. This line asks you to hold that difference in view, the time saved, the worry lifted, the result delivered. Knowing exactly what changes because of you turns a vague sense of worth into a concrete one, and a concrete sense of value is far steadier to price from than a hopeful guess.

Day 254

“My worth is mine to know and mine to hold.”

Waiting for permission to feel valuable hands your worth to whoever happens to be judging. This line reclaims it as yours to know from the inside. Locating worth internally does not mean ignoring feedback; it means refusing to let a single client, boss or bad day be the sole authority on your value. A worth you hold yourself is one that survives other people's moods.

Day 255

“I charge for the problem I solve rather than the hour.”

Hourly thinking can trap skilled, fast work at a low price. This line reframes the charge around the problem solved, which is what the client actually wanted. Valuing the solved problem rather than the hour spent tends to reveal your true worth, because expertise often means solving in an hour what would take a novice a week, and the value lives in the solving.

Day 256

“I speak my value out loud when it counts.”

Worth left unspoken cannot be paid for, yet many people hope it will simply be noticed. This line practises saying it aloud at the moments that matter, the review, the pitch, the quote. Speaking your value is a skill more than a boast, and doing it plainly when it counts is often the difference between being valued in theory and being paid in practice.

Day 257

“I let go of comparing my price to a stranger's.”

Comparing your rate to someone else's, whose costs, market and experience you cannot see, breeds needless doubt. This line drops the comparison and returns you to your own situation. Letting go of the stranger's number frees you to price from your actual value and needs, which is the only comparison that reliably makes sense, since their circumstances were never the same as yours to begin with.

Day 258

“I treat my skills as assets worth investing in.”

Skills are among the highest-returning things you can develop, yet they get starved of time and money. This line reframes them as assets worth investing in, deserving of courses, practice and care. Treating your abilities as valuable holdings rather than fixed traits keeps you improving them, and each improvement lifts both your genuine worth and your confidence in charging for it.

Day 259

“My quiet competence is worth naming.”

Reliable, undramatic competence tends to go unremarked precisely because it causes no problems. This line brings it into the light, insisting that steady, quiet skill is worth naming and valuing. Recognising your own competence, especially the kind that simply works, corrects the tendency to reward only the flashy, and it steadies a sense of worth that would otherwise depend on being visibly, constantly impressive.

Day 260

“I let myself be proud of good work.”

Pride in your own work is often policed out of us as immodest, leaving a flat, joyless relationship with what we do. This line gives permission to feel it, plainly and without apology. Allowing yourself pride in good work is both pleasant and useful, because pride is a form of self-valuation, and people who feel appropriately proud of their work tend to protect its worth more fiercely.

Day 261

“I ask, and I let the answer come.”

Many people talk themselves out of asking for a raise, a rate or a fee by predicting a no. This line separates the ask from the answer: your job is to ask clearly, and the response is theirs to give. Making the ask without pre-answering it for them keeps your worth in play, because an unspoken request is a guaranteed miss, while a spoken one at least gives value its chance.

Day 262

“My worth includes the care I bring alongside the output.”

Value is often measured only by deliverables, which misses the care, attention and reliability wrapped around them. This line widens the account to include how you work, not just what you produce. Counting the care you bring corrects an under-valuation many thoughtful people suffer, because the trust and ease they create is real worth, even though it never appears as a line on an invoice.

Day 263

“I raise my rate as my skill grows.”

Prices set early tend to freeze while abilities keep climbing, quietly leaving you underpaid. This line links the two, letting the rate rise as the skill does. Adjusting your price to track your growth is simple fairness, and naming it as a habit makes the awkward act of raising rates feel routine rather than presumptuous, which is exactly what keeps your pay aligned with your worth over time.

Day 264

“A compliment about my work is allowed to land.”

Deflecting praise, brushing it off, minimising it, denies you information about your own value. This line practises letting a genuine compliment land instead. Receiving praise fully, even just by saying thank you, lets the evidence of your worth actually register rather than bouncing off. Over time, allowing compliments to stick builds a truer, warmer picture of your value than a habit of waving them away ever could.

Day 265

“I price with confidence and adjust with wisdom.”

Confidence and flexibility can coexist, and this line pairs them. You name your price with confidence, and where it genuinely makes sense, you adjust with wisdom rather than fear. Holding both keeps you from two traps: the rigidity that loses good work and the timidity that gives it away. A price set confidently and revised thoughtfully is one that respects both your worth and reality.

Day 266

“My value stays whole whatever a budget allows.”

A tight budget on the other side is a real constraint, but it says nothing about what your work is actually worth. This line keeps the two separate, so your value stays intact even when a particular buyer cannot meet it. Refusing to let your worth shrink to fit any budget protects your pricing across every future client, because a value that bends to each wallet soon has no shape at all.

Day 267

“I honour the effort behind my ease.”

When something becomes easy for you, it is tempting to conclude it was never hard and therefore is not worth much. This line honours the effort hiding behind the ease. Remembering that your fluency was purchased with practice keeps you from discounting it, because the whole value of expertise is that it makes difficult things look simple, and that appearance is exactly what people pay for.

Day 268

“I show my worth in how I show up.”

Value is communicated as much by bearing as by words, in how you arrive, listen and deliver. This line points at that quieter channel, letting your worth show through how you show up. Carrying yourself as someone whose work matters tends to be believed, because people read confidence and care as signals of quality, and those signals often set the price before a number is ever discussed.

Day 269

“I know my baseline and hold it.”

A baseline is the price below which the work stops being worth your while, and knowing it in advance prevents bad deals made in the moment. This line asks you to set that floor and hold it. Having a clear baseline turns negotiation from a nervous improvisation into a simple check, because any offer above the line can be considered and anything below it can be declined without agonising.

Day 270

“My worth is steady even on a slow day.”

Slow days invite the suspicion that you have lost your value, when all you have lost is a bit of momentum. This line holds worth constant through the lull. Separating your value from the day's pace keeps a quiet stretch from spiralling into self-doubt, and it reminds you that worth is a property of who you are and what you can do, not of how busy the calendar happens to be.

Day 271

“My portfolio argues my case.”

Evidence persuades where self-praise strains, and a body of good work is the strongest evidence you have. This line hands the argument to your portfolio, the record of what you have actually done. Letting the work make your case spares you the discomfort of boasting and gives clients something concrete to trust, which is usually far more convincing than any claim you could make about yourself in words.

Day 272

“I take up the space my contribution earns.”

Talented people often shrink themselves, taking less credit, room and pay than their contribution warrants. This line reverses the habit, inviting you to occupy the space you have genuinely earned. Taking up appropriate space is not arrogance; it is accuracy, matching your presence to your real contribution. When you stop minimising, others tend to recalibrate too, meeting you at the value you have finally allowed yourself to claim.

Day 273

“I value progress over a flawless record.”

Waiting to feel worthy until your record is spotless guarantees a long wait, because no real record is spotless. This line values progress instead, the trajectory of getting better over the fantasy of never having stumbled. Measuring worth by growth rather than perfection keeps your self-assessment fair and durable, since it rests on the direction you are moving, which you control, rather than an impossible standard you never will.

Day 274

“My rate rises with my results.”

Results are the cleanest justification for a higher price, and this line ties the two together. As your outcomes improve, your rate is allowed to follow. Linking pay to results keeps rate rises grounded and defensible, because you are charging more for delivering more. It also motivates the improvement, since better results now translate directly into a stronger, more comfortable position to price from later.

Day 275

“My worth stays off the discount table.”

Discounts on price are a normal business tool; discounts on your inherent worth are a trap. This line keeps the two firmly apart, so a lowered fee never becomes a lowered sense of self. You can choose to charge less in a given case for your own reasons, but this line guards the deeper value underneath, which was never the thing on sale in the first place.

Day 276

“I speak up for the raise I have earned.”

Earned raises often go unrequested because asking feels uncomfortable, so the value simply sits unclaimed. This line practises speaking up for what you have genuinely earned. Making the case, plainly and with evidence, is how earned value becomes paid value, and treating the ask as a normal part of good work, rather than a special imposition, is what keeps your pay moving with your contribution.

Day 277

“I spread my worth across more than one client.”

When a single client becomes the sole source of income and validation, your sense of worth becomes hostage to their mood. This line spreads that base wider, so your value rests on more than one relationship. Diversifying who you serve steadies both your finances and your self-assessment, because no one person's opinion or budget then holds the power to define what you believe you are worth.

Day 278

“I trust the value I have already delivered.”

Doubt often ignores a long history of delivered value in favour of the anxious present. This line points back to what you have already done well, and trusts it. Your track record of value is real evidence, not wishful thinking, and leaning on it steadies you when a new quote or ask stirs the familiar worry that maybe, this time, you are asking for too much.

Day 279

“I name my price and let the pause be theirs.”

After stating a price, the urge to fill the silence often leads to an unprompted discount. This line hands the pause to the other person, where it belongs. Naming the number and then simply waiting is a quiet discipline that keeps your worth intact, because the silence after a price is the other party's to break, and rushing to soften it usually costs you the very value you just stated.

Day 280

“My worth grows as I keep showing up.”

Value accumulates through reliable presence, the reputation and skill built by turning up again and again. This line ties worth to that steady showing up rather than to any single triumph. Framing it this way is encouraging on ordinary days, because it means the unglamorous act of continuing to appear and do the work is itself building the value you will later be able to name and charge for.

Day 281

“My calm confidence sets the tone.”

How you carry a conversation about money often decides how the money conversation goes. This line lets calm confidence set that tone, so the discussion starts from steadiness rather than nerves. A calm, confident tone signals that your value is settled in your own mind, and people tend to meet you where you place yourself, making composure one of the most practical ways to protect your worth.

Day 282

“I count my judgement as part of my value.”

Clients pay not just for tasks but for the judgement that decides which tasks, in which order, done how. This line counts that judgement as real value. Recognising your discernment as something worth charging for corrects a narrow view where only visible labour seems billable, because the decisions you make quickly and well, drawn from experience, are often the most valuable thing you provide.

Day 283

“Declining fairly protects my worth.”

Saying no to underpaid or ill-fitting work is a way of guarding your value, and this line frames it as protection rather than loss. A fair no keeps your time and reputation available for work that honours them. Declining the wrong offer is uncomfortable in the moment, but it preserves the worth that a stream of poorly valued yeses would slowly erode, and it leaves room for the right offer to arrive.

Day 284

“I honour my worth by keeping my standards.”

Standards and worth reinforce each other; lowering one tends to lower the other. This line honours your value by holding your standards, the quality you insist on, the care you refuse to skip. Keeping standards is a daily vote for your own worth, because the level you work at quietly sets the level at which you can credibly ask to be paid and treated.

Day 285

“I treat my worth as a settled fact.”

Treating your value as permanently up for argument invites everyone, including you, to keep relitigating it. This line settles it as a fact instead. Holding your worth as established, rather than as a case to be won each time, changes how you enter a room and a negotiation. A fact can be stated calmly and built upon, where a debate has to be nervously rewon at every turn.

Day 286

“I recognise the value in work I find easy.”

The tasks that come easily to you are often the ones others struggle with and gladly pay for, yet ease tempts you to rate them cheaply. This line insists on recognising their value. Understanding that your easy is someone's hard corrects a persistent blind spot, because the work you could do in your sleep may be exactly the work whose difficulty for others makes it genuinely worth a good price.

Day 287

“My worth guides the rooms I enter.”

A settled sense of value influences which opportunities and clients you pursue in the first place. This line lets worth guide those choices, steering you toward rooms that match it. Choosing environments that respect your value, rather than shrinking to fit whichever room you land in, protects your worth at the source, because the company you keep professionally tends to set the range within which you are paid and regarded.

Day 288

“My time off has value too.”

Worth is often measured only in productive output, which quietly makes rest feel like a failure to earn. This line reclaims the value of time off, the recovery that makes good work possible. Counting your rest as valuable rather than idle protects you from overwork disguised as diligence, and it reflects a truer accounting, in which the person who does the work is worth maintaining, not just using.

Day 289

“My value stands independent of one opinion.”

A single harsh review or dismissive comment can capsize a shaky sense of value. This line anchors worth so it stands independent of any one opinion. Holding your value steady against a lone negative voice is not denial; it is proportion, weighing one reaction against a wider body of evidence about your work. A worth that survives one bad opinion is one built on more than applause.

Day 290

“I claim a seat at the table I helped set.”

People who do essential background work often stay in the background, undervalued and unseen. This line invites you to claim your place at the table you helped set. Stepping into visible credit for real contribution corrects an imbalance that quietly costs you influence and pay. Taking the seat is not overreach when you genuinely helped build the table; it is simply letting your worth be seen where decisions get made.

Day 291

“I trust that my price and my value can match.”

A gap often opens between what people charge and what they are worth, usually with the price trailing behind. This line aims to close it, trusting that the two can align. Believing your price and value can match gives you permission to raise one toward the other, and it treats fair pay as a solvable alignment rather than a permanent mystery, which is the first step to actually achieving it.

Day 292

“My boundaries show my worth.”

Boundaries are worth made visible, the times you protect, the tasks you decline, the terms you keep. This line lets your value express itself through them. Holding a boundary communicates that your time and work matter, often more clearly than any statement could. When your limits reflect your worth, people learn to treat both with respect, because a boundary kept is a value demonstrated rather than merely claimed.

Day 293

“I give my best and value it accordingly.”

Giving your best work and then undervaluing it is a strangely common pattern. This line closes the loop, asking you to value the best you give in proportion to it. Matching your self-assessment to your actual effort and quality keeps the exchange honest, and it guards against the quiet resentment that builds when you consistently deliver excellent work while pricing and regarding it as ordinary.

Day 294

“My worth travels with me into every new role.”

Starting something new can feel like starting from zero, as if past value stayed behind. This line carries your worth forward, insisting it travels with you into each new role. The skills, judgement and reputation you built remain yours across changes, and remembering that keeps a fresh start from being mistaken for a blank slate. You bring accumulated value with you, and it is fair to price and present yourself accordingly.

Day 295

“A firm, kind price speaks for me.”

Price can be both firm and kind, held steadily and delivered without coldness. This line lets that combination represent you. A firm, kind price communicates self-respect and consideration at once, which tends to build good, lasting relationships rather than transactional ones. Holding the number gently but clearly shows people how to value your work, and it models a way of doing business in which fairness and warmth are not at odds.

Day 296

“I trust my worth enough to wait for the right yes.”

Undercharging often comes from impatience, grabbing any yes rather than holding out for a fitting one. This line pairs worth with patience, trusting your value enough to wait. Waiting for the right yes protects your pricing and your energy, because a quick, cheap yes can crowd out the better one still coming. Believing your worth will find its match is what makes the waiting bearable and, usually, worthwhile.

Day 297

“I earn the right to charge more by getting better.”

Higher pay follows higher value most reliably when you keep improving, and this line ties the two together. Earning the right to charge more through genuine growth keeps rate rises grounded and guilt-free, because you are asking for what your improved work is worth. It also points your energy somewhere useful: the surest route to a stronger price is to become someone whose work plainly justifies it.

Day 298

“I meet my own eyes and see someone worth paying.”

Worth has to be believed from the inside before it can be charged for on the outside. This line stages that private moment: looking at yourself and genuinely seeing value there. Meeting your own eyes and finding someone worth paying settles the quiet doubt that undercuts every quote, because a person who believes in their own value states a price very differently from one still trying to convince themselves.

Other money & abundance themes